Even if you do have to get the entire windshield replaced, you could still get off the hook if your insurance company will cover it. Free chip front window repair is included in a lot of policies, so check this out. Just remember that insurance providers often have stipulations about which glass company you are allowed to go with, and therefore you will probably have to use a company they suggest.
You will next see what is called a parting bead which is a small trim piece about 1/2 inch by 3/4 inch in size partially buried in the window casing. It separates the two sashes. I recommend replacing these and you will find they are very difficult to remove without splintering them. If you are repairing the window and not installing new side tracks you must replace the parting beads. The upper sash and weight removal is the same as the bottom. Don't forget to open the sash pockets at the bottom of the upper sash tracks as well to allow sash weight removals. With sash, weights, nails and pulleys removed, clean all loose paint from remaining surfaces and if your sure it is not lead paint, some sanding may be in order as well.
In the simplest of terms, any statement made to the lender which is not 100% accurate may be considered fraudulent. Any change in the borrower's financial health, for example buying a car or incurring extra medical bills without advising the lender, may be fraudulent. Any decrease, and in some cases, any increase, in income without advising the lender may be fraudulent. For example, some loans are geared towards low income buyers. If the borrower makes too much fix auto glass money he won't quality. What do you do if before closing you get big raise? You better disclose the fact.!
He threw himself upon his bed, staring up at the ceiling; a broad grin fixed as though permanently etched upon his face: never had he felt so alive. Gradually, as the euphoria faded he slipped into sleep. Almost immediately he found himself in windshield chip repair the same tunnel as the previous night's dream. He glanced down and saw the shards of broken glass that lay strewn about the cavern floor, testimony to his attempt to break through the window blocking the tunnel. Intrigued that his dream should bring him to exactly the same spot that he had been in last time, he decided to continue exploring.
Another way to figure out ARV is to get an appraisal from a certified appraiser. Yes this costs money, but if everything else looks good about the deal and you are uncomfortable with the realtor's comps, you can always get the opinion of another professional. They go more in-depth when appraising properties then realtors might. However I only trust the appraisal when I actually hired the appraiser. This way I know that I have given him/her the instructions on how I want the appraisal to be completed.
Repairing a windshield has several benefits opposed to complete replacement. Repair is always going to be less expensive. Repairing a chip or crack also doesn't damage the watertight seal created in the factory windshield, replacing the windshield will require this seal to be broken. Secondary windshields tend to leak over time. Repairing a windshield is also much better for the environment since your windshield won't end up in a landfill somewhere.